…shows some common ground and some differences between banks and corporate payments execs.

At NACHA’s PAYMENTS conference last month, about 400 conference-goers from both the corporate and banking side participated in a short survey by Fundtech Ltd., a provider of banking solutions. The questions focused on both payments and the broader economy.

Here’s how participants responded: When it came to assigning blame for the liquidity crisis, more than half (61%) thought both financial institutions and corporates were at fault. Perhaps not surprisingly, however, corporates were slightly less inclined to reach this conclusion than banks – about 55 percent to 63 percent. Conversely, 36 percent of corporates said that banks’ reluctance to lend was the reason liquidity was in short supply, versus only 18 percent of bank respondents who felt the same way.

How to prevent another crisis? A little more than half (52 percent) identified better enforcement of existing regulations as the most effective way. Again, a gap between corporates and their financial institution counterparts could be seen, with 39 percent of corporate agreeing with the statement, compared with 57 percent of banks. New regulations would help, according to about one-third of corporates, but only 19 percent of financial institutions.

Both sides were in greater agreement when it came to the question of including data, such as EDI or remittance information, within the payment process. About 30 percent of both corporate and financial institution respondents said this was an important trend that their bank was pursuing. Only 8 percent of financial institutions and 3 percent of corporate execs said that this wasn’t important.

Similarly, both financial and corporate respondents agreed that a weak economy, more than access to capital, fraud or new regulations, was most likely to have the greatest negative impact on their banks over the next 12 to 18 months. Clearly, the languishing economy continues to weigh heavily on most everyone’s minds.